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Scope and Contents Case No. 94-40947 We AFFIRM the decision of the district court. Judges Duhe and Benavides concurred. TLS of Wisdom to concurring judges. Judgment with handwritten notes; Original Brief of Appellant the Cottonport Bank; Original Brief of Appellee Wade N. Kelly, Chapter 7 Trustee of Chris J. Roy; Record Excerpts; Reply Brief of Appellant the Cottonport Bank; notes on oral argument; Appellee's Supplemental Record Excerpts.